Specialist Property Finance

Finance that moves
as fast as
your deal

Celtic Capital provides bespoke property finance solutions for developers, investors, and professionals who require speed, discretion, and expert guidance.

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What we offer

Tailored solutions
for complex transactions

01

Bridging Finance

Short-term funding to bridge gaps between purchase and sale, completion or refinance. Fast decisions, flexible terms.

02

Development Finance

From ground-up construction to permitted development conversions — we source the right lender for your scheme.

03

Commercial Mortgages

Long-term secured lending on commercial, semi-commercial and mixed-use properties across the UK.

04

Buy-to-Let & HMO

Portfolio landlords and individual investors — access competitive rates across standard BTL, limited company and HMO products.

05

Auction Finance

Secure the funds to complete within the 28-day auction deadline. We work fast so you never miss a deal.

06

Refurbishment Loans

Light and heavy refurbishment finance for investors looking to add value before refinancing or selling.

Independent expertise.
Unrestricted access.

We work with an unrestricted panel of lenders, meaning we aren't tied to any single provider. Our sole focus is finding the most suitable solution for your specific circumstances — and being transparent about how we work throughout.

100+
Lender Panel
48h
Average Response
£100M+
Max Loan Size
100%
Transparency

Speed

Many of our cases complete within days. We understand that time-sensitive deals require fast, decisive action.

🔓

Whole of Market

We access lenders across the entire market — not just a restricted panel — to find your best available terms.

Transparent Fees

We disclose our commission clearly. We receive a percentage of the amount borrowed, always disclosed upfront.

Personal Service

Every client works directly with a senior broker — no juniors, no call centres, just direct expert guidance.

From enquiry to
completion

Start Your Enquiry →
Step 01

Initial Conversation

Tell us about your project, property, and requirements. We'll quickly assess whether we can help and what the options may look like.

Step 02

Market Search

We search our unrestricted lender panel to identify the most suitable products and present you with clear, comparable options.

Step 03

Application & Terms

Once you select a lender, we manage the full application, liaising between all parties to keep things moving efficiently.

Step 04

Completion

Funds are drawn down and your deal completes. We remain available for refinancing or future finance needs.

Let's discuss
your finance needs

Whether you have a specific deal in mind or want to understand your options, we're happy to have a confidential, no-obligation conversation.

Phone
07301 027484
Office
71-75 Shelton Street, London, WC2H 9JQ